Today
No safe-to-spend amount configured
Money cannot judge affordability until you enter what remains after bills, essentials, minimum payments, and the buffer you intend to protect.
Top actions
One useful move at a time
No money actions saved yet.
Progress
Protected money
Purchase Pause
Check before checkout
Want-to-Buy
Plan joy without stealing from bills
Next paycheck
Recommended picks
List
By topic
Money Recovery Inbox
Money that might come back
Hardship prompt
Words when a bill feels too heavy
Some hospitals have financial assistance, charity care, or hardship programs. It may be worth asking the billing office for a financial assistance application or hardship form before setting up a payment plan.
Goals
Visible progress, no grades
Quiet leaks
Example account fee review
Example: savings account maintenance fee
$5 per month is $60 per year. Review waiver rules, convert the account, or compare current no-fee options before closing anything.
- Check autopays and transfers first.
- Do not close an emergency buffer account without a replacement.
- Use source-visible, current bank fee information.
Fire drill
Protect essentials
Essentials
Rent, utilities, food, medicine, transportation, debt minimums.
Can pause
Want-to-Buy list, non-urgent subscriptions, upgrades, annual renewals.
Privacy
Permission-heavy by design
AI data receipt example
Gemini: product title, preferences, constraints, rough budget band, optional location radius.
GPT: category, planned amount, budget impact, workaround request.
Not sent: account numbers, bank credentials, raw transaction history, private notes, debt details.
Partner sharing